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PTSB Increases Rates By Up To 0.35%

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24 Oct 2026

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PTSB increases its fixed rates by up to 0.35%. The new rates are effective from 22 October 2026.

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Buyers with an existing loan offer need to draw down by 19 January 2027 to avail\nof the previous rates.

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ProductNew RateChange
Loan-To-Value 90% or Less
3 Year4.25%+0.35%
3 Year (Green)4.05%+0.35%
3 Year (Green, 250k+)3.95%+0.30%
4 Year3.7%+0.20%
5 Year4.1%+0.35%
5 Year (Green)3.95%+0.35%
7 Year3.95%+0.35%
3 Year (250k+)4.05%+0.35%
5 Year (250k+)3.95%+0.35%
5 Year (Green, 250k+)3.85%+0.35%
Loan-To-Value 80% or Less
3 Year4.05%+0.30%
3 Year (Green)3.85%+0.30%
3 Year (Green, 250k+)3.75%+0.25%
4 Year3.45%+0.20%
5 Year3.9%+0.30%
5 Year (Green)3.75%+0.30%
7 Year3.75%+0.30%
3 Year (250k+)3.8%+0.25%
5 Year (250k+)3.7%+0.25%
5 Year (Green, 250k+)3.65%+0.30%
Loan-To-Value 70% or Less
3 Year4.05%+0.30%
3 Year (Green)3.85%+0.30%
3 Year (Green, 250k+)3.75%+0.25%
4 Year3.45%+0.20%
5 Year3.9%+0.30%
5 Year (Green)3.75%+0.30%
7 Year3.75%+0.30%
3 Year (250k+)3.8%+0.25%
5 Year (250k+)3.7%+0.25%
5 Year (Green, 250k+)3.65%+0.30%
Loan-To-Value 60% or Less
3 Year3.9%+0.25%
3 Year (Green)3.7%+0.25%
3 Year (Green, 250k+)3.55%+0.20%
4 Year3.2%+0.20%
5 Year3.75%+0.25%
5 Year (Green)3.6%+0.25%
7 Year3.6%+0.25%
3 Year (250k+)3.7%+0.25%
5 Year (250k+)3.6%+0.25%
5 Year (Green, 250k+)3.5%+0.25%
Loan-To-Value 50% or Less
3 Year3.9%+0.25%
3 Year (Green)3.7%+0.25%
3 Year (Green, 250k+)3.55%+0.20%
4 Year3.2%+0.20%
5 Year3.75%+0.25%
5 Year (Green)3.6%+0.25%
7 Year3.6%+0.25%
3 Year (250k+)3.7%+0.25%
5 Year (250k+)3.6%+0.25%
5 Year (Green, 250k+)3.5%+0.25%
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