Blog

Sep 13, 2023

Tax on Gifts & Loans From Your Parents for a Deposit

Given the challenges of saving for a house deposit in Ireland, some parents are eager and in a fortunate position to help their kids purchase a home.

BankOfMumAndDadMortgageBank

Sep 26, 2022

How to Get a Mortgage Exception/Exemption in 2023

Our guide will show you that, despite what many think, securing a mortgage exception doesn’t rely on a magic unknown formula and in fact there are clear steps you can follow to give yourself a great chance of getting an exception from a lender.

MortgageBankException

Sep 15, 2022

Everything You Need to Know About An Post & MoCo Mortgages

An Post and MoCo are two new lenders hoping to enter the mortgage market in Ireland soon.

MortgageAn PostMoCoRates

Sep 09, 2022

How Do Investments in Stocks and Cryptocurrencies Impact a Mortgage Application?

With online platforms making it easier than ever for individuals to invest their money, more and more people are trying their hand at speculating on stocks and cryptocurrencies. We explain how this may affect your mortgage application.

StocksEthereumBitcoin

Sep 07, 2022

Renegotiating a Home Price After Going Sale Agreed

When you should consider renegotiating your home price after going Sale Agreed and everything you need to know.

MortgageSale AgreedBidding

Aug 18, 2022

What You Need to Get a Mortgage When Working From Home

Here's what you need to understand if you're applying for a mortgage when working from home.

MortgageWFHWorkingFromHome

Feb 21, 2022

Should you Buy an Apartment or a House?

In recent years there has been an increasing number of apartments built and put on the market, however buyers aren’t always sure what they should be thinking about when making a decision between bidding on an apartment versus a house.

ApartmentMortgageHouse

Dec 19, 2021

What are “Green” Mortgages and Why Do They Exist?

A green mortgage is a relatively new offering from lenders whereby a lower interest rate is offered on mortgages for a home with a high BER energy rating. Learn More.

MortgageBankGreen

Sep 06, 2021

What to do when buying a home extended or modified without planning permission?

We explain why rogue developments are feared by house hunters, what your next steps are, and when to walk away from the sale.

PlanningPermissionMortgageBank

Sep 03, 2021

How Does the Government's 'Housing for All' Plan Impact Buyers?

The Irish Government recently announced its "Housing for All" plan to bring about changes to the housing market in Ireland. We will lay out in simple terms how it may impact those looking to purchase a home in the near and long term.

HousingForAllMortgageGovernment

Aug 07, 2021

Ulster Bank and KBC. Is It Still a Good Idea to Apply for a Mortgage?

Ulster Bank and KBC have initiated the process to leave the Irish market yet they still offer mortgages to new customers. What will happen to my mortgage when they leave and is it still a good idea to apply?

IrelandMortgageBankKBCUlster Bank

Aug 01, 2021

How Does Covid-19 Affect Your Mortgage Application?

From being a close contact or catching the virus to your employer availing of government subsidies, here's how Covid-19 may hinder your mortgage application.

CovidCovid19MortgageBank